Consumer complaint Tasmania: Consumer Affairs Tasmania and the Magistrates Court
Step-by-step guide to escalating a consumer complaint in Tasmania through Consumer Affairs Tasmania (formerly CBOS) and the Magistrates Court.
You've contacted the business, explained the problem clearly, and maybe even sent a written complaint — but they're still refusing to budge. If you're in Tasmania, the next steps are a little different from other states. In Tasmania, most ordinary consumer claims don't go to a tribunal. Instead, the pathway usually runs through Consumer Affairs Tasmania (which took over CBOS's consumer role on 1 October 2026) for conciliation, and then to the Magistrates Court if that doesn't resolve things. Knowing how those two stages work — and how to move between them — can make the difference between getting a result and giving up.
Quick answer
Whether escalating a consumer complaint in Tasmania will succeed depends on several variables: the nature of the failure, the value of the goods or services, how well you've documented the problem, and whether the business is willing to engage with Consumer Affairs Tasmania conciliation. In general terms, where you acquired the goods or services as a consumer under section 3 of the ACL, you have rights under the Australian Consumer Law that a business cannot simply ignore. Once you've complained to the business in writing, Consumer Affairs Tasmania may offer conciliation, if your complaint meets its criteria, and that can often resolve disputes without court involvement. Consumer Affairs Tasmania can't make binding orders or force the business to take part. If conciliation doesn't work, the Magistrates Court is usually the forum for ordinary consumer claims, depending on the dispute type and amount. It typically hears these claims under the state-applied version of the ACL and can order remedies such as refunds or compensation. The key caveat: you'll need to weigh the claim value against the time and cost of court proceedings.
What the law actually says
The Australian Consumer Law is a national law that applies in every state and territory, including Tasmania. In Tasmania it is applied as the Australian Consumer Law (Tasmania) under the Australian Consumer Law (Tasmania) Act 2010. Consumer Affairs Tasmania, part of the Department of Justice, is Tasmania’s local consumer regulator and advice body. Until 1 October 2026 this role sat with Consumer, Building and Occupational Services (CBOS), so older pages and letters may still use that name; building disputes now sit with Building Standards Tasmania.
The ACL gives you a set of consumer guarantees that apply automatically where you acquire goods or services as a consumer under section 3 of the ACL. For goods, the most important guarantees are:
- Section 54 — Acceptable quality. Goods must be safe, durable, free from defects, acceptable in appearance, and fit for the purposes they're commonly bought for.
- Section 55 — Fitness for a disclosed purpose. If you made known to the supplier a particular purpose you needed the goods for, and you relied, reasonably, on their skill or judgment, the goods must be reasonably fit for that purpose (the purpose can also be made known to someone who negotiated the sale, or the manufacturer).
- Section 56 — Match the description. Goods must correspond to any description applied to them.
For services, section 60 requires that services be performed with due care and skill.
When a guarantee is breached, sections 259–263 (goods) and sections 267–270 (services) set out your remedies. For a major failure — for example, where goods are substantially unfit for their normal purpose and can't easily and within a reasonable time be fixed, are unsafe, differ significantly from their description, or otherwise fall within the definition in section 260 — you have the right to choose your remedy. For services, section 268 sets a separate test: a failure is major if a reasonable consumer fully acquainted with the nature and extent of the failure wouldn't have acquired the service; the service is substantially unfit for a purpose services of that kind are commonly supplied for, unfit for a particular purpose you made known, or not of such a nature, or quality, state or condition, that it might reasonably be expected to achieve a result you made known, and can't easily and within a reasonable time be remedied; or it creates an unsafe situation. Two or more failures that aren't major on their own are together a major failure if a reasonable consumer fully acquainted with them, taken as a whole, wouldn't have acquired the service (section 268(2)). For goods, a major failure means you can reject the goods (if the right to reject hasn't been lost under section 262) and choose a refund or a replacement of the same type and similar value if one is reasonably available (section 263), or keep the goods and seek compensation for the reduction in value. For services, it means you may cancel the contract and seek a refund for the unconsumed portion, or keep the contract and seek compensation or a reduction in price. For a non-major problem that can be remedied, the business generally gets the first reasonable opportunity to fix it. For goods, that may be by repair, replacement or refund within a reasonable time. For services, it generally means an opportunity to rectify the problem within a reasonable time. If the business refuses or doesn't fix it within a reasonable time, you can have it fixed elsewhere and recover the reasonable cost, or reject the goods (subject to section 262) or cancel the services contract (section 267(2)).
Under section 64, a contract term is void to the extent it purports to exclude, restrict or modify these guarantees or the remedies for breaching them. A "no refunds" policy or a disclaimer in the terms and conditions does not remove your statutory rights. (For goods or services not of a kind ordinarily acquired for personal, domestic or household use, section 64A may let a contract limit liability, for example to repair, replacement or supplying a service again, unless relying on that limit isn't fair or reasonable.)
For a deeper look at how major and non-major failures work, see what "major failure" really means under the ACL and replacement vs repair vs refund — which remedy can you choose?.
When this applies (and when it doesn't)
The ACL consumer guarantees apply when:
- You bought from a business (or a person acting in trade or commerce — including most sole traders). Note that the ACL applies to businesses, and many individuals — such as a personal trainer or a tradesperson — will qualify as a business for ACL purposes if they are acting in trade or commerce.
- You acquired the goods or services as a consumer under section 3 of the ACL — broadly, the price was $100,000 or less, or they are of a kind ordinarily acquired for personal, domestic or household use (either is enough). Goods (not services) bought for re-supply, or to use up or transform in trade or commerce in production, manufacture, or repairing or treating other goods, are excluded; check how section 3 applies to your purchase.
- You're claiming because of a defect, failure, or misrepresentation — not simply because you changed your mind.
Proof of purchase isn't a legal condition of the guarantees, but you'll need evidence of the purchase: a receipt, bank statement, email confirmation, or loyalty record will each do the job.
The guarantees are less likely to apply, or may not apply at all, when:
- You bought from a private individual (for example, through a Facebook Marketplace listing from a non-business seller). The ACL applies to businesses, not to private consumers selling to other consumers.
- You caused the damage yourself through abnormal use, or the fault was clearly disclosed before purchase.
- The dispute is about a financial product or service. The ACL's protections generally don't apply there; equivalent protections sit in the ASIC Act. Those complaints usually go to AFCA, not Consumer Affairs Tasmania: AFCA is free, but you usually need to complain to the firm first, the firm must be an AFCA member, and the complaint must fall within AFCA's rules and monetary limits.
- The business is based overseas. Overseas sellers can still be subject to the ACL if they supplied directly to an Australian consumer, but enforcement across borders is often difficult in practice.
One timing note: the ACL does not set a single fixed warranty-style expiry period for consumer guarantee claims. However, timing still matters — the longer you wait, the harder it can be to demonstrate that a fault reflects a lack of acceptable quality rather than wear and tear, and you lose the right to reject goods if any of the four grounds in section 262 applies: the rejection period has ended (it runs from supply, not from when you noticed the fault, for as long as it would be reasonable to expect the failure to become apparent, given the type of goods, their likely use, and how long and how much they can reasonably be used); you have lost, destroyed or disposed of the goods; they were damaged after delivery for reasons unrelated to their condition when supplied; or they have been attached to or incorporated in real or personal property and can't be detached or isolated without damaging them.
What to do today
Before you contact Consumer Affairs Tasmania, you'll generally get a better outcome if you've already put your complaint to the business in writing. Consumer Affairs Tasmania will usually ask whether you've done this, and a clear paper trail strengthens your position at every stage.
Step 1 — Write to the business first. Send a written complaint (email is fine) that states the date of purchase, describes the failure, identifies the consumer guarantee you say has been breached, and says what remedy you're seeking. Give a reasonable deadline — 14 days (a practical default, not an ACL requirement) is common for most goods and services disputes. Keep a copy of everything. If you paid by card, ask your card issuer now whether a chargeback is available; if you used buy now pay later, ask the provider about its dispute process; both follow the card scheme's or provider's own time limits, not the ACL's.
If you're not sure how to structure that letter, you can generate one for free using fairgo. The tool identifies the relevant ACL sections for your situation and produces a letter you can send under your own name.
Step 2 — Lodge a complaint with Consumer Affairs Tasmania. If the business doesn't respond or refuses your request, contact Consumer Affairs Tasmania. You can reach it through consumeraffairs.tas.gov.au, by phone, or in writing. Consumer Affairs Tasmania will review your complaint and may first deal with it through its advisory and self-help process before taking further steps. Where appropriate, and if your complaint meets its criteria, Consumer Affairs Tasmania may then contact the business and attempt to facilitate resolution through conciliation. Check current details and eligibility with Consumer Affairs Tasmania.
Consumer Affairs Tasmania conciliation is informal and doesn't produce a binding order, and Consumer Affairs Tasmania can't make the business settle. Consumer Affairs Tasmania can also advise you on whether your complaint falls within the ACL and what remedies may be available.
Step 3 — Prepare your evidence. Whether you're heading into conciliation or court, gather: proof of purchase, photos or records documenting the fault, any written communications with the business, receipts for any consequential costs (for example, a hire car while your vehicle was being wrongly repaired), and any expert opinion or quote you've obtained about the defect. Consequential loss is recoverable only if it was reasonably foreseeable, you can evidence it, and you took reasonable steps to limit it. If the business disputes the cause of a goods fault, get a written report from an independent repairer or expert on the cause and the cost of fixing it; it usually carries more weight than your own assessment.
Step 4 — Consider the Magistrates Court if conciliation fails. If Consumer Affairs Tasmania conciliation doesn’t resolve the dispute, the next step in Tasmania is often the Magistrates Court. Tasmania uses the Magistrates Court rather than a dedicated consumer tribunal for many of these disputes. Minor civil claims are for disputes of $15,000 or less, while civil claims from $15,001 to $50,000 are dealt with as ordinary civil claims in the Magistrates Court. The correct forum depends on the dispute type and amount, so confirm which forum has jurisdiction and the current thresholds on the official site before filing. Filing fees apply and vary depending on the claim amount — check the current fee schedule on the Magistrates Court of Tasmania website, and ask about fee waivers or reductions if cost is a concern.
What if the business refuses
If the business refuses to engage with Consumer Affairs Tasmania conciliation, or if conciliation concludes without agreement, you have a few options:
Magistrates Court (Civil Division). For many consumer disputes in Tasmania, the Magistrates Court is the main forum. If the claim is $15,000 or less, it may proceed as a minor civil claim. If it is $15,001 to $50,000, it is usually brought as an ordinary civil claim in the Magistrates Court. The process is less formal than higher courts. You'll need to file a claim, serve it on the business, and attend a hearing. The court can make orders for payment of money, including refunds and compensation. You can often file a claim in the Magistrates Court under the state-applied version of the Australian Consumer Law or related state consumer legislation — check the Magistrates Court of Tasmania website for current procedures and fees.
ACCC for systemic issues. If your complaint involves conduct that affects many consumers — for example, widespread misleading advertising — you can report it to the ACCC. The ACCC investigates systemic conduct rather than individual disputes, so it's not the right path for getting your own refund, but it can be worth reporting alongside your own claim.
Demand letter as leverage. A well-drafted demand letter that clearly references the ACL, names the specific guarantees breached, and states that you intend to file in the Magistrates Court if the matter isn't resolved can often prompt a business to settle before you reach that point. Businesses generally prefer to avoid court proceedings, and a credible, specific letter signals that you know your rights. See business refused your refund? Here's what to do next for more on this approach.
For another state's escalation pathway, see escalating a consumer complaint in South Australia.
A full list of state and territory consumer agencies, including Consumer Affairs Tasmania's contact details, is at /agencies.
Common mistakes
A few patterns come up repeatedly in Tasmanian consumer disputes:
Skipping the written complaint to the business. Consumer Affairs Tasmania will generally ask whether you've already raised the complaint with the business. Going straight to Consumer Affairs Tasmania without a written record can slow the process and weaken your position. Put it in writing first.
Confusing Consumer Affairs Tasmania with a tribunal. Consumer Affairs Tasmania conciliation is a facilitated negotiation — it doesn't produce a binding order. If the business refuses to cooperate or the outcome isn't satisfactory, you'll need a court order, usually from the Magistrates Court. Some consumers assume Consumer Affairs Tasmania can force an outcome; it generally can't.
Assuming the warranty is the limit of your rights. A manufacturer's warranty is a separate contractual promise. Your ACL consumer guarantees run primarily against the seller (manufacturers can have separate obligations) and exist independently of any warranty. "Your warranty has expired" is not a complete answer to a consumer guarantee claim — the acceptable quality guarantee under section 54, which includes durability, asks what a reasonable consumer fully acquainted with the goods' state and condition would regard as acceptable, given their nature and price, not when the warranty ran out.
Waiting too long. While the ACL doesn't set a single fixed expiry for consumer guarantee claims, delay can work against you, and deadlines for bringing a claim apply under state limitation laws and forum rules. The longer a fault goes unreported, the easier it is for a business to argue the problem arose from use rather than a manufacturing defect. Report the fault and put your complaint in writing as soon as you notice the problem.
Overstating the claim. Asking for compensation well beyond what the failure actually caused can make the rest of your case look unreasonable. Stick to what you've actually lost — the cost of the goods, plus other losses that were reasonably foreseeable, that you can document, and that you took reasonable steps to limit.
Not keeping the goods. If you've thrown out or returned a faulty product without documenting it thoroughly, the business may dispute whether it was actually defective. Keep the item, photograph the fault from multiple angles, and don't agree to the business taking it away for "inspection" without getting a written receipt.
Related reading
- What a "major failure" really means under the ACL
- Business refused your refund? Here's what to do next
- Escalating a consumer complaint in South Australia
This article is general information about Australian Consumer Law, not legal advice. It also touches on complaint and escalation pathways (Consumer Affairs Tasmania, the Magistrates Court of Tasmania, the ACCC, AFCA and card chargeback schemes) and limitation laws, whose scope, rules, thresholds and processes sit outside the ACL or can change. Confirm the current position with the relevant body before lodging. For advice on your specific case, see your state or territory consumer body — full list at /agencies.
This article is general information about Australian Consumer Law, not legal advice. For advice on your specific situation, see your state's Fair Trading body — full list at /agencies.